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    *This term is for a loan to finance a purchase. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $44.32 to $55.91 per $1,000 borrowed. Your terms may vary and are subject to application. Final payment calculated at checkout. Bread® loans made by Cross River Bank, a New Jersey Chartered Bank, member FDIC.